
There’s also the path of CoastFIRE. Many people spend the first decade or so of their career in a higher paying industry even if they don’t love it. They diligently invest the money when they are young (20s, 30s). Then by the time you’re in your late 30s / early 40s, you can afford to “pivot” to a easier & lesser paying line of work (something you love), while your invested money continues to grow for your retirement.