
Yes you live within your means, make good trades on the market and your net worth starts to compound. If you invest in a stock, it earns you back 10% in two weeks, you sell it, buy another one with 110% of your initial principal, and repeat, eventually you’ll be pretty rich. 20 bucks times 1.1^26 gives you almost $240, so your principal has multiplied by a factor of 12 within a year. Add on top of that that you should be adding at least 20 dollars into your investment accounts every month.