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“Income must be three times your rent” only applied first when boomers had enough buying power off minimum wage to live comfortably with a home and car and then when widespread middle class income in the 80s/90s had the buying power to tack kids onto that
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Anonymous 2w

And just so we’re clear to have the buying power of $50k in 1985 you’d need $150k now

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Anonymous 2w

If your income isn’t 3x your rent then how tf are you affording the rent

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Anonymous replying to -> #1 2w

lots of people pay half their income or more for rent

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Anonymous replying to -> #2 2w

That’s dumb

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Anonymous replying to -> #1 2w

it’s also a necessity a lot of the time

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Anonymous replying to -> #2 2w

Or just get a cheaper place to live

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Anonymous replying to -> #1 2w
post
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Anonymous replying to -> #2 2w

Yeah my bad they’re all definitely in the cheapest option and/or living with roomates. How silly of me

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Anonymous replying to -> #1 2w

the solution to housing is not “settle for shittier housing”

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Anonymous replying to -> #2 2w

You’re absolutely right, they SHOULD live somewhere they cant afford instead of somewhere not as nice but in their budget + savings. Swear you’re the kind of person to say “they never taught finances in school”

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Anonymous replying to -> #1 2w

That is not at all what they said bruh, they’re saying that people are being priced out of housing and forced to spend rent on more than they should. You’re approaching this purely from the perspective of the boots of the landlords and politicians that you’re licking instead of actually raising your head looking at what people are able to get just to have a roof over their heads.

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Anonymous replying to -> OP 2w

There’s only so much that financing can teach you in school before it just becomes a matter of corporate greed

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Anonymous replying to -> OP 2w

Rent shouldn’t be super expensive Okay now that’s out of the way and your brains can work again , can we agree that choosing to live somewhere you cant afford is dumb

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Anonymous replying to -> #1 2w

But you’re missing the point, there’s a huge difference between shouldn’t be and isn’t. It’s easy to say that living somewhere you can’t afford is dumb when in reality where most of us live, where mind you it’s illegal to be homeless, people often must settle for what they *can* get because what they *should* get is not available to them

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Anonymous replying to -> OP 2w

If you are living in a place you cannot afford, and there are other (not as nice) places in your city, then one should move there

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Anonymous replying to -> #1 2w

Is this a bot? Why are you repeating back to me the context in what I’m saying

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Anonymous replying to -> OP 2w

Are you incapable of agreeing with the most lukewarm take?

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Anonymous replying to -> #1 2w

Why are you throwing that in there like #2 and I are children, no shit someone shouldn’t live somewhere they can’t afford when there are feasible options open to them, that’s implied from the jump

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Anonymous replying to -> #1 2w

Your options are effectively live somewhere cheap (I.e. rural) and spend more on gas and maintenance, or live somewhere expensive (in the city) and spend less on transportation costs. This is also not considering how difficult it is to find a job in the first place, so you’re not really choosing where you live anyway.

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Anonymous replying to -> #3 2w

Living outside the city is significantly cheaper, even factoring in gas and maintenance

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Anonymous replying to -> OP 2w

#2 obviously didn’t agree with that so I was just making sure you were rational

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Anonymous replying to -> #1 2w

I currently live outside the city and I still pay a collective $1,600 on rent. With a housing shortage, it was the only place I could find that wasn’t an hour+ away from work. Not to mention all the bullshit fees landlords will stack on top of rent, mandatory renters insurance, etc. it all adds up very quickly.

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Anonymous replying to -> #3 2w

Where do you live?

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Anonymous replying to -> #1 2w

Kentucky, believe it or not 💀 this is for a 2 bedroom, 1 bathroom apartment with zero amenities btw. I actually found out after I signed the lease that the current property owner kicked out all the low income tenants and gave the units cosmetic facelifts without actually fixing any of the functional issues, like cracks in the ceilings.

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Anonymous replying to -> #3 2w

No way 1600 was the best you could do in Kentucky 💀 no hate or anything but you could definitely get a 1bd in Nashville for less than that

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Anonymous replying to -> #1 2w

Kentucky has such a severe housing crisis right now. I don’t know the exact number but the most recent estimate I saw was somewhere in the 200,000s as far as how many housing units were short of. It also isn’t helpful when rental homes are more affordable, but landlords will only rent to families with children, regardless of credit score. My roommates and I all had scores of 750+ and we got rejected from every one for that reason. They want “long term” tenants

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Anonymous replying to -> #1 2w

i live on off-campus student housing in rural mid-Michigan and my roommate and I collectively pay $1200 in rent with 4bed2bath. We are absolutely blessed & so lucky, especially since attendance has drastically decreased over the last decade, but majority of people who live here drive 1-2hours away to work… I had to have 3 part-time jobs - one has 40min commute, the other had an hour commute, and a third campus job to pay for the gas for the other two jobs… I still don’t have major savings.

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Anonymous replying to -> #4 2w

my savings went to paying off my car, repairing my car from the excessive mileage & harsh backroads conditions, paying tuition, feeding myself & my partner, vet bills for elderly cat, apartment utilities, therapy, and other medical bills. i think you misunderstand what the cost of living should be… and you don’t realize that living in a shithole = little to no sleep, high stress, adverse health effects = difficulty working for hours on end = deteriorating mental/physical health…

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Anonymous replying to -> #4 2w

As someone who lived in Toledo and often went over the border up north for the cheap weed, those roads easily do more than enough damage to keep you in a deficit 🫩 either you’re taking potholes head on, or constantly swerving and wearing down your brakes trying to avoid them

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Anonymous replying to -> #3 2w

YEAH AND THOSE ARE THE PAVED ROADS LOLZ 🥲 the dirt roads become just insanely slick ice sheets in the winter, and the plows just shred the dirt roads beneath it all. we live in a fantasy realm fr.

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