Anonymous #1 12w

The issue with ordinary people being able to retire with hundreds of thousands of dollars if not millions?

1

Anonymous OP 12w

the issue with ordinary people having to GAMBLE to afford to live when they're old.

1

Anonymous OP 12w

also that's the best case scenario. now run me through the stuff that actually happens, and the worst cases. because i guarantee you retiring with millions bc of the stock market is not happening to every person investing.

1

Anonymous #1 12w

Literally a boring old average investment portfolio with something like a roth ira will get you there

1

Anonymous OP 12w

if you gamble right, yeah. because it's gambling.

1

Anonymous #1 12w

Historic 8% return, compounded interest

1

Anonymous OP 12w

still gambling tho.

1

Anonymous #1 12w

It’s literally not

1

Anonymous OP 12w

it literally is. there is no 100% guarantee with stocks you will retire with all this. or even get money back. you'd have just as much luck going to vegas and putting it on black.

1

Anonymous #1 12w

There’s several reasons. Uninvested cash doesn’t earn much money from interest by comparison (opportunity cost). There are tax advantages to investing for your retirement as opposed to throwing it in an ordinary savings account. And you get fucked by inflation if you hold cash. Imagine if you retired in 2020 with only cash. Inflation would have royally fucked you

1

Anonymous OP 12w

why is your response to "fuck stock markets" "haha the system takes advantage of you so bad that you can't live after retirement without it"

3

Anonymous #2 12w

so your solution is gambling

4

Anonymous #1 12w

If you prefer less risk, treasury bonds are the best you can get. Just pray the government doesn’t default 💀

3

Anonymous #1 12w

What’s your solution?

1

Anonymous #2 12w

not to gamble

1

Anonymous #2 12w

my solution lowkey isn't viable rn, until the rest of yall stop dick riding billionaires

1

Anonymous #1 12w

“ Investing in the stock market historically has had an 8% return rate” Still gambling tho🤓🤓🤓

1

Anonymous OP 12w

yeah it is

1

Anonymous #2 12w

You could put your money underneath the mattress but of course you’re just gambling that the bugs don’t eat it

1

Anonymous #1 12w

Genuinely what is your solution

1

Anonymous OP 12w

that's deadass what you are saying.. "every option is shaky but you should choose this one because it also benefits the billionaires that like this system"

1

Anonymous OP 12w

we have got to kill these billionaires. they are hoarding money, that is the problem.

3

Anonymous #1 12w

You said your solution isn’t viable but didn’t say what it is 😭

1

Anonymous #1 12w

oh so you think murder will solve affording retirement? 😭

1

Anonymous #2 12w

yes i think murdering the wealth hoarding pigs will lead to people being able to retire without investing in the pigs' companies. eat the rich baby

1

Anonymous #1 12w

so that actually doesn’t solve inflation and doesn’t help you pay for things when you retire.

1

Anonymous #2 12w

we won't know until we try, will we

1

Anonymous #1 12w

your solution is viable but it sounds like you’re choosing not to execute (no pun intended) it

1

Anonymous #1 12w

No one’s stopping you, are they?

1

Anonymous #2 12w

are you stupid? genuinely. one person can't do anything, i'm waiting for people like you to stop dick riding these billionaires and realizing there's more of us than there are them. but ok babe

1

Anonymous #2 12w

you are genuinely stupid lmao

1

Anonymous #1 12w

I’m not the one proposing murder to solve economic problems…

1

Anonymous #1 12w

“Every option is shaky” my brother in Christ the money isn’t going to grow on trees💀 by your logic getting a job is a gamble because you could get fired the next day

2

Anonymous #2 12w

change has never come without violence, ride that meat more

-2

Anonymous OP 12w

the money isn't growing on trees, it's just lining the pockets of the billionaires who own the companies you buy stocks for. give them more money! let them hoard more wealth!

-1

Anonymous #1 12w

Oh so you’re one of those performative “eat the rich” people, not actually going to do anything, but you’ll root from the sidelines and cross your fingers someone else makes a move

5

Anonymous OP 12w

Literally driving to work is a gamble. Reward: you make money. Risk: you get paralyzed in a car crash

1

Anonymous OP 12w

no i'm just not ignorant thinking one person can do it alone. i'm very active in my community, but ok, whatever you think

1

Anonymous #2 12w

Better not do it at all, crashing just lines the pockets of the car industry

3

Anonymous #1 12w

Have you considered that killing people might be a gamble because you won’t get the desired outcome and will die instead?

1

Anonymous OP 12w

can't wait to eat you too 💞

1

Anonymous #2 12w

i'm going to die either way

1

Anonymous #1 12w

Im shaking in my boots thinking about you not doing anything but thinking really hard about doing something

1

Anonymous #1 12w

In 40 years ill have a retirement account and you’ll still be working. Its as simple as that

1

Anonymous #1 12w

If you want to be nihilist, aren’t you riding a billionaire right now? Literally typing on an app that sends your information to god knows who and serves you ad slop. You really have zero choice. You’re always riding billionaires

3

Anonymous #2 12w

Your only way to stop riding billionaires is death, and even that rides a billionaire if you have a funeral

3

Anonymous OP 12w

pensions? like rest of the world (and us until like 60 years ago) did?

1

Anonymous #3 12w

Does your job have pensions?

0

Anonymous OP 12w

Mine doesn’t just like most Americans. That’s a problem.

0

Anonymous #3 12w

Better set yourself up a retirement account then

1

Anonymous #3 12w

Pensions still invest in stocks, so #1 is going to call that gambling

5

Anonymous #1 11w

It’s not gambling, it’s buying ownership in a company that is what a stock is, it is a share in a company so you own a piece of it. If you buy apple,google, J.P. Morgan etc. you will be able to retire and they will give you dividends every month. You have no idea on how stocks actually work, and it’s only gambling if you buy shitty risky pharmaceutical companies lmao

1