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General 9w
I PAID OF MY CREDIT CARD🥳‼️🥳‼️
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15
upvote 226 downvote
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Anonymous 9w

That’s hard. Congrats bro

upvote 5 downvote
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Anonymous 9w

YESSSS

upvote 4 downvote
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Anonymous 9w

AYEEE

upvote 2 downvote
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Anonymous 9w

You shouldn’t pay it off completely but do keep it at or just below 30% before the billing cycle ends if you want to increase your credit score

upvote 1 downvote
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Anonymous 5w

Mine is at $2,800 now. It was $3,200 like a month ago. I have to pay grad school app fees but I do have some other streams of income so realistically I could pay most of it off in a month. At least half

upvote 1 downvote
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Anonymous replying to -> #2 9w

😘😘

upvote 3 downvote
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Anonymous replying to -> #3 9w

it was $2,200💔💔

upvote 9 downvote
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Anonymous replying to -> OP 9w

God bless. I am cooked

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upvote 3 downvote
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Anonymous replying to -> #3 9w

when i become a sugar daddy, i’ll bless u brother

upvote 11 downvote
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Anonymous replying to -> #4 9w

from experience, that does not help

upvote 2 downvote
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Anonymous replying to -> #4 9w

OP is probably just trying to pay it off to get rid of the debt because they were unable previously. I’d prefer that they get rid of the mental load of having debt than putting lots of mental effort into possibly getting a few more points of credit. I think being unable to pay off a credit card is much worse for credit score. Good job OP!

upvote 2 downvote
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Anonymous replying to -> OP 9w

I mean naturally it’s not an overnight fix but from April to today, I was able to increase my score by 80 ish points using it and paying a day or two before the cycle ended

upvote 1 downvote
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Anonymous replying to -> #4 9w

usually i don’t have a cc balance, but i j had to pay it off

upvote 1 downvote
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Anonymous replying to -> OP 9w

Fair enough

upvote 1 downvote
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Anonymous replying to -> #7 5w

I have a long distance bf so each trip with flights and everything ends up being $500-700 total. With the gov shutdown, issues with flights, him not being able to use his pto for the rest of this year, that money can go towards paying it off instead

upvote 1 downvote