
I agree with light pink spider, you really don’t, yeah your credit score might be bad. But you can still buy whatever you want with debit and kinda that keeps you out of debt. Still bought a house with terrible credit score. I do the same thing as her with toll bills, medical cost, stuff my taxes should be paying for anyway.
girl do not get aggressive in my comment section. you do have to pay debt collectors if the debt is active and valid. the only reason you wouldn't have to pay is if the debt was the result of identity theft. please do your research instead of posting half naked pictures on your page.