I have one through AMEX for about 6 years now and haven’t had any issues, I’m at a 3.5% APY

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SoFi.

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SoFi is what I use and I love it

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Ally is pretty good imo.

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Wealthfront seems to be good currently 4% also has other options for investing / savings

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It doesn’t matter too much. Open a HYSA wherever you do your banking.

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