I stayed at home until I was 26 and the money I saved set me up for life. I could stop investing today and be a millionaire by the time I retire by doing nothing but letting my accounts grow. So worth the extra time at home imo.

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If you think I should stay an extra year, why

3

Here’s the game, if you plan on staying anywhere less than a decade rent. The average house costs 400k you loose 10% of that every time you buy/sell through realtor’s fees and closing costs. If you can scrape together a 20% down payment, you suddenly get rid of PMI, which is like 1% of your loan annually. Or savings of $4k annually. That’s why it’s worth it to live with your parents for a year and save, it’s like getting a $4k raise.

1