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Credit report is more important than score (with exceptions) congrats on the 750
like fico score? i’m so new to this stuff is that good?
what’s the method
Start credit early pay everything on time and keep the balances below 30%
so I’ve got everything paid off but I’ve had credit for like 18 months I get like 12 points a month around 700
no extreme method to hit like 20 points in a month?
You can open a new line of credit (credit card, loan) which will slightly decrease your score for a couple weeks and then it’ll bounce up around 20pts
woah my first payment i went up 45 points
750 is good. 850 is considered a perfect score