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Personal Finance 24w
Just hit 750 credit 😎
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9
upvote 25 downvote
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Anonymous 24w

Credit report is more important than score (with exceptions) congrats on the 750

upvote 5 downvote
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Anonymous 24w

like fico score? i’m so new to this stuff is that good?

upvote 3 downvote
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Anonymous 24w

what’s the method

upvote 3 downvote
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Anonymous replying to -> #2 24w

Start credit early pay everything on time and keep the balances below 30%

upvote 3 downvote
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Anonymous replying to -> OP 24w

so I’ve got everything paid off but I’ve had credit for like 18 months I get like 12 points a month around 700

upvote 2 downvote
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Anonymous replying to -> OP 24w

no extreme method to hit like 20 points in a month?

upvote 4 downvote
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Anonymous replying to -> #2 24w

You can open a new line of credit (credit card, loan) which will slightly decrease your score for a couple weeks and then it’ll bounce up around 20pts

upvote 3 downvote
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Anonymous replying to -> OP 24w

woah my first payment i went up 45 points

upvote 2 downvote
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Anonymous replying to -> #1 24w

750 is good. 850 is considered a perfect score

upvote 5 downvote