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Personal Finance 7w
After maxing out all these accounts HSA, ROTH, 401K, and then paying rent I feel like I have no money :/ Feel like im putting away too much much that I won’t ever see for 30 years
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6
upvote 31 downvote
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Anonymous 7w

Make sure you are doing budgets! Maxing is good but so is flexibility your income will also grow and it’ll make these maxes less impactful

upvote 28 downvote
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Anonymous 7w

Think of it this way: if you didn’t you’d just be handing 35% to the gov come tax time. FWIW, HSA is mad flexible. Get your doc to write a script and note saying you need a gym membership. Lifetime is 200$ per month. Just saying.

upvote 7 downvote
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Anonymous 7w

You should only really be saving like 25%, the money guy show is a pretty decent resource about how to have a healthy relationship with money

upvote 1 downvote
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Anonymous replying to -> #2 7w

Oh damn didn’t know you could do that

upvote 1 downvote
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Anonymous replying to -> OP 7w

You can also use it to buy all of your toiletries.

upvote 1 downvote
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Anonymous replying to -> #2 7w

No fucking way there’s no way that’s legal

upvote 1 downvote