Personal Finance on Sidechat | After maxing out all these accounts HSA, ROTH, 401K, and then paying rent I feel like I have no money :/ Feel like im putting away too much much that I won’t ever see for 30 years

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Personal Finance 1d

After maxing out all these accounts HSA, ROTH, 401K, and then paying rent I feel like I have no money :/ Feel like im putting away too much much that I won’t ever see for 30 years

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Anonymous 1d

Make sure you are doing budgets! Maxing is good but so is flexibility your income will also grow and it’ll make these maxes less impactful

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Anonymous 11h

Think of it this way: if you didn’t you’d just be handing 35% to the gov come tax time. FWIW, HSA is mad flexible. Get your doc to write a script and note saying you need a gym membership. Lifetime is 200$ per month. Just saying.

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Anonymous

#2 1h

Oh damn didn’t know you could do that

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