I’ve done my best to avoid student loans because I don’t like the idea of it accumulating and I typically recommend people avoid them. However, you’re young and being debt free doesn’t mean anything if your mental and physical health are bad. Take out the loans, work one job, and do your best in the 7 classes. Also, get your health in check. You only have one body and it has to last you if you want to do all the cool things the world has to offer