
I would do 21k into yield max dividend funds 19 of which are the monthly bigger payout ones 2k in weekly ones. Not all at once dollar cost average spread it out over a year buy every Friday on dividend day and then the one that has a dividend next week. Your cost basis will lower and you will have some capital gains while still having dividends.
Use all of the dividend money you get from yield max to either save or invest in safer commodities REITS or just growth stocks if you do that within a year your going to have 100%+ off of the dividends alone. Then it’s house money. Once you have that figure out what to keep and to give up. I wouldn’t keep the yield max longer than 5 years. Sell it off strategically