Sidechat logo Sidechat
Download TikTok Instagram X

Explore

Find communities with your people

  • one direction
    one direction 1825 members
  • Coexist conversations
    Coexist conversations 1381 members
  • Punk
    Punk 1369 members
  • Pitbulls
    Pitbulls 1607 members
  • Dorm Decor
    Dorm Decor 731284 members
  • Off My Chest
    Off My Chest 12937 members
  • Monopoly Go
    Monopoly Go 1332 members
  • Gay memes
    Gay memes 124225 members
  • Resident Assistants (RAs)
    Resident Assistants (RAs) 13064 members
  • Grindr Memes
    Grindr Memes 1972 members
  • Banger Memes
    Banger Memes 189287 members
  • yak dating app
    yak dating app 12801 members
  • Favorite Tiktoks
    Favorite Tiktoks 15263 members
  • Skincare
    Skincare 131701 members
  • Aliens
    Aliens 110502 members
  • Fat Community
    Fat Community 11162 members
  • Miami
    Miami 1651 members
  • Tinder fails
    Tinder fails 14413 members
  • Self Care
    Self Care 117818 members
  • Bipolar Baddies
    Bipolar Baddies 1726 members
  • Video
    Video 13787 members
  • Noah Kahan Fans
    Noah Kahan Fans 1474 members
  • Youtube Essays
    Youtube Essays 110254 members
  • Snapchat
    Snapchat 1968 members
  • Girl Gym
    Girl Gym 152928 members
  • Pop Culture
    Pop Culture 190988 members
  • Personal Finance
    Personal Finance 161104 members
  • Promote Your Account
    Promote Your Account 15760 members
  • FWB Applications
    FWB Applications 11118 members
  • 2013 Tumblr
    2013 Tumblr 112361 members
See more
Sidechat icon
Join communities on Sidechat Download
Personal Finance icon
Personal Finance 23w
The “if I can’t buy it cash, I can’t afford it” mentality makes me feel so broke but I know it’s setting me up for financial stability in the future
comment

2

upvote 10 downvote

default user profile icon
Anonymous 23w

You should still use a credit card and just apply the same logic. I was dumb and held out for years because I was scared to have one. Would probably have an 800 credit score by now

upvote 4 downvote
default user profile icon
Anonymous replying to -> #1 23w

Yea I have credit cards for everyday expenses and pay them as I go. This was more for bigger and extra expenses

upvote 1 downvote