OnlyPolls on Sidechat | Would you accept a lower CD rate, if it meant the bank would make a loan to a first-time homebuyer at a lower rate? Which Certificate of Deposit would you select?

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Would you accept a lower CD rate, if it meant the bank would make a loan to a first-time homebuyer at a lower rate? Which Certificate of Deposit would you select?

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4 upvotes, 1 comment. Sidechat poll by Anonymous in OnlyPolls. "Would you accept a lower CD rate, if it meant the bank would make a loan to a first-time homebuyer at a lower rate?

Which Certificate of Deposit would you select?"

Pays you 6%; charges buyer 7%

Pays you 3%; charges buyer 5%

80 votes

1

4

Anonymous 11h

Why would I take anything lower than the risk free rate? The bank can go ahead and accept a thinner spread if it wants to give borrowers a lower rate, depositors shouldn’t be the ones suffering

1