I’ve been looking through plans and the astronomical cost of everything is scaring me. My mom has worked for a hospital my entire life so we’ve had it for the family through her work but since her job is being taken over by Ai we both have to find our own new plans

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if u can get a ppo GET IT, if u don't get sick often then get a low premium with high deductible and all tht if u don't think ull really need it unless ur dying. if u do think ull need it frequently then look for one of the higher premiums that has a good deductible and out of pocket cost with good office visit prices. (mines over $500 bc my work doesnt offer it and i use healthcare a lot but my deductible and all thts good) see if ur mom can help w ur cost if its tht high too. id stick to more

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