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Girl Talk 2w
spiraling because i haven’t been making enough money to pay off my student loans does anyone have any advice please im in desperate need and im a first gen college grad so my parents cant help
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Anonymous 2w

You can try for loan forgiveness, I forget the word but you can also appeal to the loan for it to be put on halt as long as you pay interest on it, it won’t go up and possibly go down in payments when returning. If you are part time or not making full time hours you can apply for unemployment even if you do have a job.

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Anonymous 2w

see if you quality for the public service loan forgiveness plan! that’s what i’m in rn and my payments are only 250ish a month and it’s automatically forgiven after 10 years :)

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Anonymous replying to -> #2 2w

*qualify omg

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Anonymous replying to -> #2 2w

i work as a para during the school year (not summers) so idk if that’s considered full time or not

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Anonymous replying to -> OP 2w

what’s a para?

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Anonymous replying to -> #2 2w

wait if i took out loans from a company other than fafsa does the pslf relive those loans or just fafsa. i can pay fafsa but not the loans i took out from another company

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Anonymous replying to -> #2 2w

paraprofessional; i’m a one to one aide to a high schooler with special needs

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Anonymous replying to -> OP 2w

i’m not totally sure, i would research if you qualify!

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Anonymous replying to -> OP 2w

I’m a para too I make $740 year round you’re technically fully employed. You can try for loan forgiveness or try to re allocate the loan to a smaller price per payment. You can bring your how much you make to the loan company and work out a new number

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Anonymous replying to -> #1 2w

Our payments are divided in half to account for summers which I hate that system, if you aren’t doing ESY which helps bring in more money during summers you can try to find a different location for their hourly pay, maybe smth that is biweekly not summer divided, or apply for RBT ABA positions, possibly if you attend a course to get certified for it if you aren’t already

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Anonymous replying to -> #1 2w

it’s called deferment and you’re not required to pay interest during that period it’s just that if it is an unsubsidized loan it will continue to accrue and added to your overall balance you will have to pay later, so it’s smart to pay it. not everyone qualifies for deferment tho unfortunately

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