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Insurance should not exist. Healthcare needs to be free.
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Anonymous 10w

My insurance decided one day I didn’t need my epilepsy medication and I had a grandmal seizure a week later, my neurologist wrote them a very angry letter telling them they are medically necessary and they’re required to be covered

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Anonymous 10w

Currently arguing with my insurance bc they’re deeming repeat imaging unnecessary. My neurologists are trying to figure out what’s causing my brain to swell 😭

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Anonymous 10w

Insurance is the biggest scam ever. You yet to insure everything including YOUR OWN LIFE. Like wtf????

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Anonymous 10w

W girl talk

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Anonymous 10w

The same insurance company that had a ceo shot in the street denied a mri when I literally had brain cancer

post
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Anonymous 10w

it’s hard too though because in the places with free healthcare, the waiting period for primary care or elective treatments or specialists is much much longer than it is in the U.S. so we’d have to figure that out

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Anonymous 10w

TL;DR The US has long wait times, higher costs, and worse outcomes. Insurance should not exist. Healthcare needs to be free. The Commonwealth Fund compared healthcare across 10 high-income nations and found that the top nine nations operate with relatively minor score differentials, while the US is a severe statistical outlier. The US has the highest rate of preventable and treatable deaths and by a wide margin the highest maternal mortality rate of all the surveyed countries.(1)

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Anonymous 10w

agreed. my friend’s mom was previously married to a guy working in insurance. he was a POS sleaze.

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Anonymous 10w

I mean, I still think car insurance and house insurance is pretty useful 😅 but I’m assuming this post is just referring to medical insurance which I agree with. Literally the biggest reason we don’t have free health care is because insurance companies make sure that doesn’t happen so they can continue to make money.

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Anonymous 10w

I think insurance still exists in some countries with universal healthcare. I am pro universal healthcare but it's also important to recognize that it's still an imperfect system. Many universal systems are backed up and have long wait period that push people to go out of pocket to private hospitals to get faster care. Still better than what we have now but

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Anonymous 10w

I agree

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Anonymous 10w

Tell me you have no idea how the world works without telling me you have no idea how the world works….

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Anonymous replying to -> #1 10w

Those fuckers should be in prison for making decisions for people they know NOTHING about. I’m so sorry that happened to you— I hope you haven’t had any issue since!

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Anonymous replying to -> #2 10w

Have*

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Anonymous replying to -> virgosgroove 10w

I hope they trip and eat dog shit before going into work for doing that to you.

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Anonymous replying to -> virgosgroove 10w

I got institutionalized for attempting suicide and my insurance refused to cover it (almost $10,000) because they deemed it “not necessary“. I’m very thankful that the hospital I was at fought against that claim, so the insurance ended up covering it

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Anonymous replying to -> #4 10w

It’s already very long here AND has the insurmountable cost for many.

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Anonymous replying to -> OP 10w

long here sometimes but also longer everywhere else

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Anonymous replying to -> #4 10w

Our wait times for elective surgeries may not be the longest but our waits to meet with primary physicians is longer than most of Europe or Australia. We’re not as far ahead as we like to pretend.

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Anonymous replying to -> #1 10w

This exact thing happened to me early last year. I had three grandmal seizures back to back after being off my meds for a week and ended up in the hospital and unconscious for over 15 hours.

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Anonymous replying to -> #2 10w

life insurance isn’t for you though, it’s for the people you leave behind. I don’t see anything wrong with that…

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Anonymous replying to -> #9 10w

Correct! This is just for health insurance which is absolute bullshit.

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Anonymous replying to -> #4 10w

Wait times in the US are as long or longer than other countries. I had a head injury with a brain bleed and the neurologist couldn’t get me in for five months. My new rheumatologist is booking 13 months out. PCPs in my state keep moving to concierge medicine. We currently have about 1 PCP for every 1,700 people and the waitlists are years long.

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Anonymous replying to -> #11 10w

Just bc the “world” “works” like that doesn’t make it right

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Deleted 10w

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Anonymous 10w

Um okay

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Anonymous replying to -> #11 10w

Being jerry-rigged doesn’t mean it’s great. It cannot and will not last like this.

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Anonymous replying to -> #2 10w

I’m not saying the unaffordable prices are not insane and ridiculous and shouldn’t be fixed. I absolutely think insurance companies are price gouging us solely for their benefit. But nothing comes free or super cheap and maintains its quality.

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Anonymous replying to -> #11 10w

Well, healthcare is one of those things that should never be for-profit. In any universe. Ever. Because that’s fucking cruel and leads to more harm.

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Anonymous replying to -> #10 10w

Yeah I have to go see an immunologist and get allergy tested because I’m literally having allergic reactions to WATER and none of the ones in my area are accepting new patients or have any appointments for 7 months. 7. Months. I can’t wait that long.

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Anonymous replying to -> #11 10w

Nothing comes for free yet we lived for 1000s and 1000s of years without the advent of money

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Anonymous replying to -> OP 10w

How do you expect healthcare systems to operate without being paid?? You want the gov to pay for it all too? Or you want to raise taxes? We’re alr being nickel and dime-d by taxes and the debt ceiling is astronomical. So pls tell me where the money should come from.

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Anonymous replying to -> #2 10w

And with the current monetary systems we have now, taxes could absolutely support healthcare in abundance. Y’know, if the billionaires and corporations would actually be fucking taxed how they should be.

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Anonymous replying to -> #11 10w

I just did. We have the solution, it’s quite simple.

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Anonymous replying to -> #12 10w

Also that’s just for a consultation. That is not for the actual tests or anything that they will order or have me try. There’s a very real possibility I won’t have any answers or tests done for close to a year so whenever anyone brings that up I get so frustrated because this won’t even be free like you said. I will have to wait a year and still pay money for it so like maybe we should fix one of these things.

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Anonymous replying to -> #13 10w

Feels like you almost have to be to so carelessly juggle people’s lives.

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Anonymous replying to -> OP 10w

This is how Canada pays for it, besides have you seen the amount of money the US pours into bombing children in Iran? If we that money towards something actually useful that helped US citizens the world would be much better. Only thing I’m worried about is the amount of people who work in insurance that would lose their job. CEO’s I don’t care about, I’m referring to regular people

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Anonymous replying to -> #14 10w

Take more of the funding from that and the constant funnelling of billions to “israel” and generative AI and use it for education, more people would pursue degrees and would be able to find other jobs, like healthcare so wait times shorten.

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Deleted 10w

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Anonymous 10w

Oh, you mean the unwanted business held up solely by investors and nobody else? Don’t worry, it won’t last. Neither will the colony terrorising the Levant.

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Anonymous replying to -> #10 10w

Per Peterson KFF, the US spends $14,775 per person but the average for comparable wealthy nations is $7,860 per person. (2)

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Anonymous replying to -> #10 10w

US national average wait is 31 days but is trending upwards. That number is heavily skewed by a couple fast moving markets and is much longer in other markets. In Boston, for example, the average wait time across specialties is 67 days, and wait times for certain specialties like dermatology or gastroenterology are frequently 200 to 290 days. The median wait time to see a specialist across all provinces in Canada is around 70-80 days. (3)

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Anonymous replying to -> #10 10w

Sources 1. The Commonwealth Fund Report Blumenthal D, Gumas ED, Shah A, Gunja MZ, Williams RD II. Mirror, Mirror 2024: A Portrait of the Failing U.S. Health System. The Commonwealth Fund; September 19, 2024. https://www.commonwealthfund.org/publications/fund-reports/2024/sep/mirror-mirror-2024

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Anonymous replying to -> #10 10w

2. Peterson-KFF Health System Tracker Chart Collection Wager E, Ortaliza J, Cox C. How does health spending in the U.S. compare to other countries? Peterson-KFF Health System Tracker. Published December 5, 2024. https://www.healthsystemtracker.org/chart-collection/health-spending-u-s-compare-countries/

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Anonymous replying to -> #10 10w

3. AMN Healthcare White Paper AMN Healthcare. 2025 Physician Appointment Wait Times and Graduate Medical Education Survey. AMN Healthcare; 2025. https://www.amnhealthcare.com/siteassets/amn-insights/physician/ps-2025-physician-appt-wait-times---wp-v6.pdf

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Anonymous replying to -> #12 10w

Very similar to what I’m seeing. I needed patch testing and my derm office doesn’t do that. I called three offices that do and wait times were 3, 7, and 8 months.

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Anonymous replying to -> #4 10w

Might be long but for people there but here those who can’t afford it they suffer and never get treatment. I rather long than never at all….

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Anonymous replying to -> #11 10w

Tell me you don’t work in the medical field and don’t see how insurance actually operates without telling me.

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Anonymous replying to -> #1 10w

Medical decisions should be made by patient and doctor. Insurance companies should not be allowed to dictate care

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Anonymous replying to -> #2 10w

What was their reason for denial? It’s not like you can choose when to leave at one of those places

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Anonymous replying to -> #4 10w

In the us it takes on average 3 months to make an appointment with an obgyn. Months to make an appointment with a surgeon, MONTHS to a rheumatologist. 6 months for s urologist. Then you spend $100,000. If I didn’t have insurance id be wheelchair bound, id rather an extra month wait than being riddled with debt or permanently disabled.

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Anonymous replying to -> #11 10w

Tell me you think America is the whole world without telling me you think America is the whole world

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Anonymous replying to -> #10 10w

As I know of they didn’t give me a reason other than it was “not necessary”. But the hospital I was at ended up contacting anthem blue cross and blue shield of New Hampshire (my insurance at the time) and telling them that this was indeed necessary so then at that point they couldn’t deny it. But the fact that they denied in the first place deeming it “unnecessary” is crazy.

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Anonymous replying to -> OP 10w

yep. he was the worst. fucked over his ex-wife and would have fleeced my friend’s mom if she wasn’t so smart with her assets and the prenup

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Anonymous replying to -> #18 10w

W LUIGI

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Anonymous replying to -> #9 10w

You shouldn’t have to insure your life

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Anonymous 10w

I never said you did 😭😭😭? Just the concept of it is weird

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Deleted 10w

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Anonymous 10w

It’s weird that they’d be screwed if you pass away if you don’t have insurance. Why is that so hard to understand

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Anonymous 10w

If you can’t see anything wrong with the fact that your family would be screwed if you didn’t insure your own life then you might be clueless

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Deleted 10w

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Anonymous 10w

Yeah you’re braindead. Funerals and other postmortem services shouldn’t be so expensive that it ends up being a burden on your family if you don’t get insurance.

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Deleted 10w

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Anonymous 10w

One of the functions of life insurance is to help your family pay for postmortem services. Which shouldn’t have to happen, you shouldn’t have to get life insurance to keep you family afloat either. Why is that so hard to understand

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Anonymous replying to -> #2 10w

It sounds like you have an issue with postmortem service more than life insurance. So life insurance is when you have a job, and this job pays you your income and also offers you life insurance, and let’s say you have three family members that don’t have jobs and you pay for their housing and food and life. And then you die, your three family members have no income no job, but you died so they got a sum of money and then they use that money while they recoup and get their bearings after you pass

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Anonymous replying to -> #21 10w

And that still shouldn’t have to be a thing. Housing, food, healthcare, and education need to be accessible to everyone regardless of employment or ability.

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