
TL;DR The US has long wait times, higher costs, and worse outcomes. Insurance should not exist. Healthcare needs to be free. The Commonwealth Fund compared healthcare across 10 high-income nations and found that the top nine nations operate with relatively minor score differentials, while the US is a severe statistical outlier. The US has the highest rate of preventable and treatable deaths and by a wide margin the highest maternal mortality rate of all the surveyed countries.(1)
I mean, I still think car insurance and house insurance is pretty useful 😅 but I’m assuming this post is just referring to medical insurance which I agree with. Literally the biggest reason we don’t have free health care is because insurance companies make sure that doesn’t happen so they can continue to make money.
I think insurance still exists in some countries with universal healthcare. I am pro universal healthcare but it's also important to recognize that it's still an imperfect system. Many universal systems are backed up and have long wait period that push people to go out of pocket to private hospitals to get faster care. Still better than what we have now but
Wait times in the US are as long or longer than other countries. I had a head injury with a brain bleed and the neurologist couldn’t get me in for five months. My new rheumatologist is booking 13 months out. PCPs in my state keep moving to concierge medicine. We currently have about 1 PCP for every 1,700 people and the waitlists are years long.
Also that’s just for a consultation. That is not for the actual tests or anything that they will order or have me try. There’s a very real possibility I won’t have any answers or tests done for close to a year so whenever anyone brings that up I get so frustrated because this won’t even be free like you said. I will have to wait a year and still pay money for it so like maybe we should fix one of these things.
This is how Canada pays for it, besides have you seen the amount of money the US pours into bombing children in Iran? If we that money towards something actually useful that helped US citizens the world would be much better. Only thing I’m worried about is the amount of people who work in insurance that would lose their job. CEO’s I don’t care about, I’m referring to regular people
US national average wait is 31 days but is trending upwards. That number is heavily skewed by a couple fast moving markets and is much longer in other markets. In Boston, for example, the average wait time across specialties is 67 days, and wait times for certain specialties like dermatology or gastroenterology are frequently 200 to 290 days. The median wait time to see a specialist across all provinces in Canada is around 70-80 days. (3)
Sources 1. The Commonwealth Fund Report Blumenthal D, Gumas ED, Shah A, Gunja MZ, Williams RD II. Mirror, Mirror 2024: A Portrait of the Failing U.S. Health System. The Commonwealth Fund; September 19, 2024. https://www.commonwealthfund.org/publications/fund-reports/2024/sep/mirror-mirror-2024
2. Peterson-KFF Health System Tracker Chart Collection Wager E, Ortaliza J, Cox C. How does health spending in the U.S. compare to other countries? Peterson-KFF Health System Tracker. Published December 5, 2024. https://www.healthsystemtracker.org/chart-collection/health-spending-u-s-compare-countries/
In the us it takes on average 3 months to make an appointment with an obgyn. Months to make an appointment with a surgeon, MONTHS to a rheumatologist. 6 months for s urologist. Then you spend $100,000. If I didn’t have insurance id be wheelchair bound, id rather an extra month wait than being riddled with debt or permanently disabled.
As I know of they didn’t give me a reason other than it was “not necessary”. But the hospital I was at ended up contacting anthem blue cross and blue shield of New Hampshire (my insurance at the time) and telling them that this was indeed necessary so then at that point they couldn’t deny it. But the fact that they denied in the first place deeming it “unnecessary” is crazy.
It sounds like you have an issue with postmortem service more than life insurance. So life insurance is when you have a job, and this job pays you your income and also offers you life insurance, and let’s say you have three family members that don’t have jobs and you pay for their housing and food and life. And then you die, your three family members have no income no job, but you died so they got a sum of money and then they use that money while they recoup and get their bearings after you pass