
lol I said something almost exactly like this a few weeks ago and somebody quoted me like "why do people act like it's a shame to come from a well off family?" and I was just soooo lost bc I literally just said my net worth is X at Y years old and started off on food stamps and section 8
Index funds and ETFs are the way to go until you have about 30-50k in an account. Instant diversification. Then you can start buying up individual stocks. Tbh it all depends on how aggressive you want to be. SPY is pretty good but a lot of it is ai stocks so it depends on how bullish you are in that.