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Do u guys ever think about how higher health insurance premiums for women were rightfully struck down a few years ago but men are still paying more for car insurance bc they’re men?
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Anonymous 9w

I watched two guys race expensive cars and crash on the highway. Women simply don't do that nearly as often. Plus some states have banned insurers from using gender as a rating factor. Also in some states women actually pay slightly more on average

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Anonymous 9w

Young men tend to get into more accidents. It’s not a discrimination thing.

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Anonymous 9w

That’s what I was thinking in some cases it’s reversed by sexist guys thinking women aren’t great drivers so it’s higher

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Anonymous replying to -> #1 9w

4 states, plus that’s avg costs so that means women are doing more things to raise their rates, base rates is either men are higher or equal. I don’t give a fuck what you’ve seen, even outside of maternity care women still visit the doctor more, does that mean you should pay more? It’s stupid and sexist

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Anonymous replying to -> OP 9w

I’m not saying I agree with it just giving some facts. I also think it’s weird to base prices on gender. My parents are both teachers and they get different pay because one is a man. My dad even got more days off when I was born than my mom. It’s truly fucked up

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Anonymous replying to -> #1 9w

I agree that discrimination is fucked up with teacher pay and stuff but that’s a lot harder to prove because there’s a lot of variables, with insurance it’s just cut and dry, they can and will charge you more if your a man

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Anonymous replying to -> OP 9w

I wonder how that works with transgender people.

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Anonymous replying to -> #1 9w

I think they just use bio sex

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Anonymous replying to -> strawberry_hair 9w

It absolutely is, it’s judging me based on something I have no control over

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Anonymous replying to -> strawberry_hair 9w

I will say it’s definitely like an age thing the younger we are the faster we want to go

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Anonymous replying to -> #2 9w

Age discrimination is semi-reasonable but still a little dumb, at the end of the day your rate should be based on YOUR behavior, not someone else’s

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Anonymous replying to -> OP 9w

Absolutely agree, like maybe it should start off at a set amount and go up or down depending on how safe you drive

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Anonymous replying to -> OP 9w

I do have a question. Why make so many posts about topics like abortion, accusing men of rape, and this?

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Anonymous replying to -> #2 9w

Oh absolutely! That’s why rates are also higher the younger you are.

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Anonymous replying to -> OP 9w

I feel like this post is like victim blaming, it’s the same thing when a 16-year-old gets added onto their parents insurance the plan goes up because the first driver’s crash statistics or sm

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Anonymous replying to -> #2 9w

raw-skill-wise, men do tend to be better drivers. however, men are much more likely to take risks and push the car to its limits, leading to more crashes, especially fatal ones. they’re also more likely to drive drunk, which doesn’t help the stats. think about it this way: a nascar driver crashes more often than i do, but that doesn’t mean i’m a better driver.

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Anonymous replying to -> #2 9w

Statistically men are more likely to get into dangerous high speed crashes, duis, and get into more accidents total, women get into more fender benders by a little bit. None of that should determine rate though

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Anonymous replying to -> OP 9w

I read that as duels and was like car duels oh hell yeah

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Anonymous replying to -> strawberry_hair 8w

Women get pregnant men do not. They also have increased risk of many chronic problems that require lifetime care. Would that then make it okay for them to pay in increased cost? Probably not

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