
4 states, plus that’s avg costs so that means women are doing more things to raise their rates, base rates is either men are higher or equal. I don’t give a fuck what you’ve seen, even outside of maternity care women still visit the doctor more, does that mean you should pay more? It’s stupid and sexist
raw-skill-wise, men do tend to be better drivers. however, men are much more likely to take risks and push the car to its limits, leading to more crashes, especially fatal ones. they’re also more likely to drive drunk, which doesn’t help the stats. think about it this way: a nascar driver crashes more often than i do, but that doesn’t mean i’m a better driver.