
Figure out a savings goal and a timeline for reaching it and determine how much money you would need to save from each check to reach it in that amount of time. If it’s not feasible, then reassess your goal and start over until you find a good balance that lets you reach your goals without emptying your pockets into your savings
Calculate what the biggest expense you might need it for, usually car repair or an emergency, so $100 a month is fine. I would start a separate account buying physical gold too… everything digital can be hacked. Cash can even be counterfeited with AI now. You can’t hack a gold coin. I think the tiny one’s 1g is a bit over $100, so consider that your long term investment stash. Also it says in Revelation to buy gold, and things a been looking a bit more apocalyptic than usual lately.
You can buy gold coins, bars, jewelry. Physical gold is gold you can hold in your hand. So nobody can hack your account if it’s hidden somewhere, and the amount it’s worth, as the government circulates money, is starting to increase fast. So a $100 gold coin or earring you buy now, may be worth $200 next year or $500 two years from now. If you’re in a real pinch you can sell it easily, and you’ll likely have more money than what you bought it for.