
This is a huge example of him not being reliable. He managed to rack up all this debt in secret for the most part I assume and now you have to save his ass for things to not go immensely horrible for you guys. Has he ever done something like this before and is this the first time he’s gambled and he like got addicted? The fact that he didn’t have the self control and maturity to avoid this or get help and then wants to get you involved is a hugeeee red flag it shows no accountability! Is he at
Nope. If you were married that would be one thing with joint expenses. Red flags here: 1) 55k is a HUGE amount. That’s car or house down payment or retirement seed money. That’s the sort of money that you could’ve used to start your adult life that is now not just gone, but collecting interest. If it was lower (under 5k ish) then I’d have more grace, but he’s watched this happen 2) asking to to pay for it? Where is his accountability? You would absolutely be enabling him to gamble more
Leave now and never ever look back, that’s NOT your debt. He’s literally trying to use you for your wallet. Do you have any idea how much 55k is??? It’s literally almost 4x the annual salary of someone who makes the federal minimum wage. Being in 55k debt at 24 (for anything except college) is genuinely insane, especially if it’s all gambling debt. How tf did he even rack up that much?
I know it’s hard to think about leaving him when you love him, but addictions will tear peoples lives apart whether they meant for it or not. I’m sure he’s not a bad person, but you can’t control an addiction. It’s in both of y’all’s best interest to break up. Addictions are strong, and if you can’t trust him to not lie to you, you can’t stay in that relationship. I’m wishing you the best and hope you find the strength to do what’s best for you!
No absolutely do NOT help him pay it back. Watched my older brother grow up and gamble himself into 73k of debt, had a similar arrangement with our parents for help, he paid it off then went into 109k in debt. He paid for it partially himself, with a friend, with a gf for a time. He didn’t finish the repayment, never paid back what he was loaned from family, and is continuing to rack up debt. It’s a very quickly escalating vicious cycle. Please I urge you to break contact with this guy.
Basically do you wanna end up having to pay for his mistakes when he hasn’t done all he can to resolve them himself… you gotta choose you baby girl, any man that truly loves you wouldn’t even put you in such a position and would try his best to give you the life you deserve. Walk away while you can because some consequences can cost you your life.
Oh hell no! The 4k he wants is monthly??? And he makes more than you??? Girl!!! No!!! You need to get out of this relationship! You already know who he is and that this is who he is, don’t let yourself get trapped in this despite being aware of his addiction! This is who he is and things will only get worse and they have only gotten worse already! Don’t play yourself thinking he’ll change without committing to some addiction support group or something! And the time together is irrelevant think
Of it this way it’s ONLY been 7 yrs and look at what he’s gotten into imagine more years down the line without any true form of rehab? You need to tell him that even if you do love him you need to step away from him while he gets help because how can you dream about a life together and growing old and growing as people with him if he’s already screwed you guys over?? Tell him you’ll only be with him if he goes through rehab because otherwise you’ll just be setting yourself up to suffering!
3) it sounds like his ‘plan’ to resolve it is taking advantage of you. This does not sound like a life partner. You’re young and absolutely have time to find another partner who won’t drag you into lifetime financial troubles 4) if for some reason you’re desperate to stay with him… refuse to contribute a penny towards this until you’re married, and refuse to get married until he has a plan, has made significant progress on the it, andemonstrates that this is the end of his gambling addiction.
For your accounts: make sure online notifications are on for transactions and you’re checking them regularly. Make sure you are the only authorized user (you can call the bank for that) For his: sit down and have the hard conversation. Make him show you his side. Know that resistance or deflection can be a sign that there’s more It’s great that you’re not married! As long as he doesn’t have access to your stuff he can’t make this your problem too.
The problem is if he isn’t doing anything actively to change or address this gambling issue, I wouldn’t be surprised if he relapses and uses that money meant to pay off his debts into more gambling. I don’t want to be a downer but you really have to be paranoid in situations like this because it can get real dangerous FAST. It’s just a common theme I’ve seen in stories and true crime where addicts get tempted into gambling away that money and putting themselves in a bigger hole.
Good! Him not having access puts you in a great spot. And if you’re afraid he’d lie about this, what does that say about his ability to be your lifelong partner/father? You deserve someone you can trust. From what you shared it sounds like marrying him will make money the biggest stressor of your life.
You can absolutely love him, and still know the types of actions he’s currently perpetuating in the relationship means he doesn’t understand how to be a partner. A relationship is a bridge and as much as you can try and support it, if one half is walking around torching every log, they’re not respecting your half of the bridge. Mutual respect and support IS the relationship.
Exactly! Financial compatibility is also a huge part of overall compatibility. You should feel safe having discussions about your preferences. It’s much better to have a partner who has a low income but open communication and a smart budget than anyone who makes a lot of money but then throws it away- or worse, throws it away and expects you to foot the bill.
For perspective: my parents had a similar relationship, overlooked the issues, and married and had kids. When I was 12 my mom found out my dad forged her signature and stole her entire 401k. They got divorced in my teens and my mom still feels like she wasted her life and is very unhappy despite it being over a decade later. This is the MINIMUM you’re dealing with if you stay. Seven years is not nothing, but you’re going to feel even worse if you stay. Leave, and leave NOW.